Mortgage Refinance Break Even

Your actual rate, payment, and costs could be higher. Get an official Loan Estimate before choosing a loan.

How long will it take to break even on a mortgage refinance? That depends on a multitude of factors, including your current interest rate, the new potential rate, closing costs and how long you plan to stay in your home. Use this calculator to sort through the confusion and determine if refinancing your mortgage is a sound financial decision. Click the View Report button for a detailed look at your records.

Find out more about our various mortgage loans. Apply online or call 1-800-277-7703.



Your actual rate, payment, and costs could be higher. Get an official Loan Estimate before choosing a loan. Information and interactive calculators are made available to you as self-help tools for your independent use and are not intended to provide investment advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.

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