Fact Sheet

Fact Sheet

Corporate Headquarters

Mountain America Credit Union
Corporate Headquarters
7181 South Campus View Drive
West Jordan, Utah 84084
(801) 325-6228
Toll Free 1-800-748-4302

About Us

Mountain America Credit Union is a federally chartered credit union, regulated by the National Credit Union Administration (NCUA), an agency of the federal government.  We are a full-service financial institution and are currently ranked in the top 15 of U.S. credit unions with more than $7 billion in assets. 

As a credit union, Mountain America is a member-owned, not-for-profit financial cooperative dedicated to improving its members’ lives. In fact, credit unions are the only democratically-controlled financial institutions in the U.S.  Members elect a volunteer board of directors to oversee the credit union.  The President/CEO (currently Sterling Nielsen) reports to this board. In contrast, banks are for-profit entities, run by paid board directors, with all profits benefitting bank shareholders.

Because credit unions aren’t focused on making a profit, we’re able to offer lower rates on loans and credit cards as well as higher earnings on savings, money market and interest-bearing checking accounts—giving back more to members. Additionally, credit unions educate members about money matters.  We provide resources, such as in-branch financial advisors, online and print newsletters, educational brochures, seminars and community involvement, to help members and nonmembers alike make informed financial decisions.

Our purpose is to help members enjoy a good life by providing them a positive incentive to save and manage their finances. It’s part of our philosophy of “people helping people.”


Mountain America is in business to help its members achieve their financial dreams.


Mid 1930's

Company Type

We are a member-owned, not-for-profit, cooperative financial institution offering a full range of financial products and services.

Charter Type


Regulatory Agency

National Credit Union Administration (NCUA)


Board of Directors—Nine directors are elected to three-year terms
President and CEO—Sterling Nielsen

Total Membership

700,000 members (as of November 2017)

Total Assets

$7 billion (as of November 2017)

Branches and ATM Network

Today, our extensive network of branches and ATMs spans much of the Intermountain West, including Utah, Idaho, Nevada, Arizona and New Mexico.  We operate over 85 branches plus branch services through online and mobile banking, automated phone banking, and a toll-free service center.  We also belong to an extensive shared branching network, which allows members to complete surcharge-free transactions at more than 30,000 ATMs nationwide and 5,000 shared-branch locations.  This network includes the CO-OP Network, the largest no-fee ATM network in the western U.S. 

Employer Groups

Many area employers have aligned with Mountain America, thereby offering their employees the opportunity to join Mountain America Credit Union and share in the benefits.  These companies include L-3 Communications, Dominion Energy, Novell, State of Utah, Smith's Food and Drug, Salt Lake County employees, and more than 3,800 others.


35th largest Credit Union in the United States1
Top SBA lender among Credit Unions2
2nd largest Credit Union in Utah3
3rd highest ranked social media (Facebook) presence for credit unions nationally4


Deposits are insured to at least $250,000 by the National Credit Union Administration (NCUA) and backed by the full faith and credit of the U.S. government.



1According to SNL Financial, December 2012
2According to Callahan & Associates 2012
3According to Credit Union Directory, NCUA, 2012
4According to The Financial Brand, Power 100 Social Media Rankings, October 2014 

Connect with us

Live Help

Chat With A Member Of Our Support Team

First Name
Last Name



Monday - Friday: 9:00 AM - 6:00 PM MDT
Saturday - Sunday: Closed

Check out our FAQs

Which type of account would you like to register?

(including re-registrations)