Most of us use a credit card (about 3 in 4 Americans1). That’s why it’s important to pick the right one. Instead of being saddled with excessive fees or astronomical rates, consider how Mountain America’s Visa® Credit Cards stack up with some of the most popular cards in the country.2 It’s an eye-opener. To compare traditional cards, click the Credit Cards tab above.

Don't wait! Once you have found the best credit card for you, apply online in minutes by clicking the button below.

Apply Now

 
Rewards Credit Cards
Mountain America Visa® Platinum Rewards Chase Freedom UnlimitedSM Citi ThankYou® Preferred Capital One Quicksilver® Rewards Zions AmaZing Rewards® Blue Cash Preferred® from American Express SSFCU Power Rewards MasterCard® Bank Americard Travel Rewards®
Rewards
Redeem rewards for cash back, travel, gift cards and experiences
Earn unlimited rewards
No need to wait—redeem your rewards any time!
Value
Variable APR rates as low as 9.74%3 15.49% 14.24% 24.99% 11.99% 13.74% 13.50% 15.74%
No annual fees
No over-limit fee
No balance transfer fees
Benefits
Access FICO® Scores for free through Mobile Banking
Access to over 85 branches locally4
Pay online with Visa Checkout® using a single sign-in
Convenience
Change your PIN using the mobile app
Set travel notifications using the mobile app
Same-day card issuance or replacement at any branch
Compatible with mobile wallet apps like Apple Pay™, Samsung Pay and Android Pay™
Security
Verified by Visa online protection
$0 fraud liability if card is lost or stolen
Email and text alerts
Temporarily freeze card to help prevent fraudulent transactions

If you're not satisfied with your current credit card, it may be time to switch to a Mountain America Visa Credit Card. Apply at your nearest branch, through our mobile banking app or by clicking below.

Apply Now
 
Most of us use a credit card (about 3 in 4 Americans1). That’s why it’s important to pick the right one. Instead of being saddled with excessive fees or astronomical rates, consider how Mountain America’s Visa® Credit Cards stack up with some of the most popular cards in the country.2 It’s an eye-opener. To compare rewards cards, click the Rewards Credit Cards tab above.


Credit Cards
Mountain America Visa® Platinum Chase Slate® Citi Simplicity® Capital One® Platinum Zions AmaZing Rate® Amex EveryDay® U.S. Bank Visa® Platinum Bank Americard®
Value
Variable APR rates as low as 8.743 15.49% 14.24% 24.99% 9.99% 13.74% 10.74% 11.74%
No annual fees
No over limit fee
No balance transfer fees
Benefits
Access FICO® Scores for free through Mobile Banking
Access to over 85 branches locally4
Pay online with Visa Checkout® using a single sign-in
Convenience
Change your PIN using the mobile app
Set travel notifications using the mobile app
Same-day card issuance or replacement at any branch
Compatible with mobile wallet apps like Apple Pay™, Samsung Pay and Android Pay™
Security
Verified by Visa online protection
$0 fraud liability if card is lost or stolen
Email and text alerts
Temporarily freeze card to help prevent fraudulent transactions

If you're not satisfied with your current credit card, it may be time to switch to a Mountain America Visa Credit Card. Apply at your nearest branch, through our mobile banking app or by clicking below.

Apply Now
 
Most of us use a credit card (about 3 in 4 Americans1). That’s why it’s important to pick the right one. Instead of being saddled with excessive fees or astronomical rates, consider how Mountain America’s Visa® Credit Cards stack up with some of the most popular cards in the country.2 It’s an eye-opener. To compare rewards cards, click the Rewards Credit Cards tab above.


Credit Cards
Mountain America Cash Back Visa® Chase Freedom Unlimited® US Bank Cash+ Card® Bank of America Cash Rewards Capital One Quicksilver® Amex BlueCash EveryDay® Zions AmaZing® Cash SSFCU Power Cash Back Card® America First Platinum
Value
1.5% Cash Back on EVERY purchase
Earn unlimited cash back
Hassle-free automatic cash back every quarter
Value
APR rates as low as 13.24%3 15.49% 14.74% 13.74% 13.74% 13.74% 11.99% 12.45% 13.49%
No annual fees
No over limit fee
No balance transfer fees
Benefits
Access FICO® Scores for free through Mobile Banking
Access to over 85 branches locally4
Pay online with Visa Checkout® using a single sign-in
Convenience
Change your PIN using the mobile app
Set travel notifications using the mobile app
Same-day card issuance or replacement at any branch
Compatible with mobile wallet apps like Apple Pay™, Samsung Pay and Android Pay™
Security
Verified by Visa online protection
$0 fraud liability if card is lost or stolen
Email and text alerts
Temporarily freeze card to help prevent fraudulent transactions

If you're not satisfied with your current credit card, it may be time to switch to a Mountain America Visa Credit Card. Apply at your nearest branch, through our mobile banking app or by clicking below.

Apply Now
 

Make Every Day More Rewarding with Our Visa® Rewards Card

Your daily purchases have never been more rewarding. With Mountain America’s MySelect RewardsSM, you earn rewards points with every purchase—from groceries and fuel to utility bills.
  • Earn one point per $1 spent with your Mountain America Visa Platinum Rewards or Business Visa Platinum Rewards Credit Card.
  • Earn one point per $4 spent with your Mountain America Business Debit Card.
 

Hundreds of Rewards Are Waiting

There are numerous ways to use your Visa rewards points:

Gift cards—Enjoy a variety of gift card reward options, including dining, shopping, entertainment and more.

Travel—Access exclusive deals and redeem points for airline tickets, hotel accommodations, car rentals, cruises, vacation packages, destination activities and excursions. There are no blackout dates, no advance notice requirements, no round-trip flight requirements and no Saturday night stay requirements.

Event tickets—Redeem your points for tickets to top events across the nation—from concerts to sporting events to plays.

Experiences—Select from whitewater rafting, private cooking lessons, a variety of daytime excursions and nightlife entertainment. Featured experiences include driving a stock car, riding in a hot air balloon and visiting a day spa.

Cash back—Receive your rewards in the form of cash and enjoy the freedom to use your rewards any way you want.
 

Start tracking your points today

To see your rewards points and browse the catalog, log in to Online Branch, click Accounts and choose MySelect Rewards. You may also call the rewards line at 1-866-411-2877.

Don’t have a rewards card yet?

Apply for your Mountain America Visa® Credit Card featuring MySelect Rewards. Calculate how much you could save by switching to a lower interest card and consolidating debt.

APPLY NOW


 

How can something so thin be so chock-full of features?
You’ll find out. And you’ll be glad you did.

1According to a 2016 Gallup poll.

2Mountain America makes every effort to maintain accurate information. However, the information presented here may be different than that found at a specific financial institution or on a specific product site. All financial products and services are presented without warranty. When evaluating offers, please review the financial product or service terms and conditions. Last updated 4/3/17.

3Annual Percentage Rate. On approved credit. Maximum APR of 18.00%. Membership required—based on eligibility. 1% foreign transaction fee.

4More than 85 locations in the Intermountain West.

Visa terms and conditions

Information and interactive calculators are made available to you as self-help tools for your independent use and are not intended to provide investment advice. We cannot and do not guarantee their applicability or accuracy in regard to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.


FICO is a registered trademark of Fair Isaac Corporation in the United States and other countries. Mountain America Credit Union and Fair Isaac are not credit repair organizations as defined under federal or state law, including the Credit Repair Organizations Act. Mountain America Credit Union and Fair Isaac do not provide "credit repair" services or advice or assistance regarding "rebuilding" or "improving" your credit record, credit history or credit rating.

FICO is a registered trademark of Fair Isaac Corporation in the United States and other countries.

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