Business Checking

The best account for your company
Find a business checking solution that offers competitive dividend earnings, low recurring charges, online banking, bill pay and employee direct deposit.

Get the best business checking account for your needs.

Your business needs the right kind of checking account. That’s why Mountain America offers checking accounts that help you spend less time worrying about your finances and more time running your business. Find the best business checking account for you:

Business Essential Checking
Business Growth Checking
Nonprofit Checking
  Simplified checking for businesses with minimal transaction needs Checking for growing businesses (choose earning dividends or earning credits) Checking for nonprofit organizations only
Monthly maintenance charge $5 $15 $0
How to waive maintenance charge Receive your statement electronically through eStatements For accounts earning dividends: $5,000 avg. daily balance, for accounts with earnings credit: earnings credit offsets transaction and service charges1 N/A
Checks deposited & cleared No charge2 300 combined items per month, each additional item is 10¢ per item Unlimited
Cash/coin handling No charge2 35¢ per $1,000 after the first $10,000 per month3 Unlimited
Sweep account available  
Online business banking included
Bill pay included
Employee direct deposit included4
Business debit card included

Business Essential Checking

Focus on your business

This basic checking account covers all your business needs, from deposits to cash/coin handling and debit card access.

Business Growth Checking

Manage higher transactions

For advanced checking needs, this account includes sweep accounts, employee direct deposit, business remote deposit and more.

Nonprofit Checking

Keep your funding prioritized

With Nonprofit Checking, you'll get a premium small-business checking account without standard fees and charges.

Business Sweep Accounts

Grow your money automatically

Establish thresholds that sweep excess funds into an interest-bearing account from your checking account.

Client Trust Accounts

Keep your clients’ funds safe

Better serve your clients by establishing a trust account from Mountain America.

Order Checks

Choose from a variety of options for your business


Must Reads

Outsource or in-house?

Ask yourself early on what you’re good at and where you might need outsourced help.