Business Loans from Mountain America

We understand that each business is unique and our goal is to find you the best business loan for your business. We provide a variety of business loans and financing options in Utah, Idaho, Nevada, Arizona, and New Mexico.

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Business Loans from Mountain America

We understand that each business is unique and our goal is to find you the best business loan for your business. We provide a variety of business loans and financing options in Utah, Idaho, Nevada, Arizona, and New Mexico.

Equipment Loans

Upgrading outdated equipment or purchasing new assets can increase the productivity and profitability of your business. That’s why Mountain America provides business financing for all of your equipment needs.
 

What are the Benefits of Mountain America Equipment Loans?

  • Loans from $10,000 to millions of dollars
  • Low, competitive rates
  • Terms up to 10 years
  • Available for all types of equipment

Apply Today

Make sure your business has the necessary tools for growth and success. Meet with a business advisor today to apply for an Equipment Loan. Schedule appointment online now by clicking the button below, or visit your nearest Mountain America branch, or call 1-888-848-8376.

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Small Revolving Lines of Credit

For short-term business needs such as cash flow, inventory and payroll, Mountain America’s Small Revolving Line of Credit is the perfect solution. Similar to a credit card, a Small Revolving Line of Credit gives you the flexibility to borrow, repay and borrow again—without reapplying for the loan. Plus, our Small Revolving Line of Credit is completely unsecured, so there is no need for collateral.
 

What are the Benefits of a Small Revolving Line of Credit?

  • Amounts from $10,000 to $45,000 (For larger amounts, see our Secured Revolving Line of Credit)
  • Lower interest rate than most credit cards
  • Use funds for working capital needs like supplies, accounts payable and advertising
  • Interest-only payments, revolving for the first 2 years
  • Bundle it with a Business Visa Credit Card to easily access your funds

Apply Today

Give your business flexible, convenient access to cash, whenever you need it. Meet with a business advisor today to apply for a Line of Credit for your business. Schedule appointment online now by clicking the button below, or visit your nearest Mountain America branch, or call 1-888-848-8376.

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Secured Revolving Lines of Credit

For businesses in need of flexible financing for larger expenditures, Mountain America offers the Secured Revolving Line of Credit. With this credit line, you can easily access funds for a variety of business necessities, including buying equipment, funding special projects and maintaining an even cash flow. A Secured Revolving Line of Credit works like a credit card. So you can borrow, repay and borrow again—without reapplying for the loan.
 

What are the Benefits of a Secured Revolving Line of Credit?

  • Amounts from $50,000 to $100,000 or more
  • Competitive pricing and structure
  • Use for a variety of business needs
  • Use personal or real property as collateral

Apply Today

Give your business flexible access to cash for larger expenses. Meet with a business advisor today to apply for a Secured Line of Credit for your business. Schedule appointment online now by clicking the button below, or visit your nearest Mountain America branch, or call 1-888-848-8376.

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Business Acquisition/Franchise Loans

Why start from scratch when you can purchase an existing business or become part of a franchise? With a Business Acquisition/Franchise Loan from Mountain America, you can do just that. We’ll help you secure the financing to get your business up and running.
 

What are the Benefits of a Business Acquisition or Franchise Loan?

  • Competitive interest rates
  • Favorable terms and loan structuring
  • Financing available for businesses such as restaurants, dental offices, accounting firms, medical practices and more

Apply Now

Acquire the business or franchise you’ve always wanted. Meet with a business advisor today to apply for an Acquisition or Franchise Loan for your business. Schedule appointment online now by clicking the button below, or visit your nearest Mountain America branch, or call 1-888-848-8376.

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Our loan officers have varied work experience backgrounds as befits the diversity of our customers and their reasons for a loan. Partner with any of our officers to get the best business loans for your needs whether you are in Utah, Idaho, Arizona, New Mexico, or Nevada.
 

David Christiansen

Contact Information:

Direct Phone: 801-325-6345
Mobile Phone: 801-803-2841
Fax: 801-323-5713
Email: dchristiansen@macu.com
David Christiansen joined Mountain America in January 2009. He started in the Business Services division,  helping our business members in the Salt Lake Valley set up cash management products and services. He is now part of the Small Business Lending team, helping business members grow their companies and start new ones. Prior to being a part of Mountain America, Christiansen worked as a branch manager, private banker and loan officer for more than 12 years with Zions Bank, where he also served the business community. He graduated from Brigham Young University in 1990 with an emphasis in International Relations.

Branches Served

Cedar City - Main Street, Cedar City - Providence, Hurricane, Kanab, Moab, St. George - River Road, St. George - Sunset, Washington

Greg Freeman

Contact Information:

Direct Phone: 801-325-6366
Mobile Phone: 801-636-9534
Email: gfreeman@macu.com
Greg Freeman joined Mountain America’s Small Business Lending Team in November 2014. Prior to Mountain America, Greg worked for 6 years at US Bank and Zions Bank as a branch manager, business banking officer and commercial relationship manager, primarily serving the business community with commercial and SBA lending options. He graduated from the University of Alaska Anchorage in 2002 in Business Management and went on to receive his MBA from the University of Phoenix in 2006. Greg works primarily in the Utah County area and also serves our members in the Uintah Basin. In his spare time, Greg enjoys spending time with his family, being outdoors and playing sports.

Branches Served

Altamont, American Fork, Ephraim, Lehi, Orem - North State St., Orem - University Place, Payson, Price, Provo, Roosevelt, Saratoga Springs, Spanish Fork, Vernal - East Hwy 40, Vernal - West Hwy 40, Las Vegas, Mesquite, Reno, Sparks

Terry Mann

Contact Information:

Mobile Phone: 208-602-4701
Email: tmann@macu.com
Terry Mann graduated from Pierce College with an Associates degree in Accounting. He began his SBA lending career in 1994 and since then has funded more than $90 million in SBA loans. He has lived and worked in the Boise market since 1992.

Branches Served

Ammon, Boise - 3rd Street, Boise - Ustick Road, Cascade, Chubbuck, Eagle, Garden City, Garden Valley, Idaho Falls - Sunnyside, Pocatello - 5th Ave., Pocatello - Yellowstone Ave., Meridian, Nampa, Rexburg, Twin Falls

Brian McLane

Contact Information:

Direct Phone: 801-325-1905
Mobile Phone: 385-235-2064
Email: bmclane@macu.com
Brian McLane joined Mountain America Credit Union in August 2015. Brian is a part of the Business Lending team and is responsible for helping business members grow their companies and start new ones. Prior to joining Mountain America, he worked for US Bank for 16 years as a loan officer, branch manager, and business banking officer. He attended Boise State University and finished at the University of Utah with an emphasis in Business Economics. Brian is an active member of the business community and primarily works in the Greater Salt Lake area.

Branches Served

Cottonwood Heights, Draper, Heber, Holladay - Highland Drive, Holladay - Murray Holladay Road, Kimball Junction, Midvale - Fort Union, Millcreek - 33rd South, Murray, Salt Lake - 735 South, Salt Lake - 325 South, Sandy - 94th South, Sandy - 106th South, Sugarhouse - 21st South,

Doyle Smith

Contact Information:

Direct Phone: 801-325-6424
Mobile Phone: 385-235-2948
Email: dsmith@macu.com
Doyle Smith attended Weber State University and later attended Utah State University, where he graduated with a degree in Agricultural Economics. He has experience in three careers: agriculture, retail management and banking. Prior to Mountain America Credit Union, he worked as a Branch Manager at Zions Bank where his responsibilities included all aspects of lending, including originating SBA loans. He is active in the community as a member of the Sandy Rotary club and Sandy Area Chamber of Commerce.

Branches Served

Centerville, Clinton, Kaysville, Layton, Logan - 1425 North, Logan - South, Ogden - 40th Street, Ogden - Five Points, Richfield, Riverton, Stansbury Park, Tooele, Woods Cross

Ron Aguero

Contact Information:

Direct Phone: 801-325-0591
Mobile Phone: 385-315-5463
Email: raguero@macu.com
Ron Aguero Ron Aguero is a 16-year veteran of the banking industry. During that time, he has worked in commercial lending, relationship and portfolio management, retail banking, and investment banking. He is a native of Peru, grew up in New Jersey, and has lived in Utah since 1995. He is passionate about his role in helping the economy stimulate business growth by educating business owners on the benefits of the SBA program. Ron holds an MBA in Business Administration and BA in Accounting from the University of Phoenix. Outside of work, he enjoys time with family, traveling, going to movies and exercising.

Branches Served

West Valley, Kearns, Magna, Rose Park, Glendale, Kearns-5600 West, Taylorsville-54th South, West Jordan-Redwood Road, West Jordan-Jordan Landing, Stansbury Park, Tooele

Brian Guevara

Contact Information:

Direct Phone: 801-325-6441
Mobile Phone: 385-549-7506
Email: bguevara@macu.com
Brian Guevara joined Mountain America’s Small Business Lending Team in July 2017. He graduated from the University of Utah in 1996 with a BS. Prior to being a part of Mountain America, Brian worked as a Branch manager, Private banker and Commercial loan officer for more than 20 years with Zions and American West Bank. He has experience with SBA 7a, 504 and conventional loans. He is an active member of the business community.

Branches Served

Sandy-106th South, Sandy-94th South, Sandy-9640 South State, Riverton, South Jordan-104th, South Jordan-River Park, West Jordan-90th South, Herriman, Saratoga Springs, Lehi


 

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