New and Used
Boat Loans

Get low rates and flexible financing for new and used boat loans. Just pick out the make and model of your next boat (new or used), and we’ll take care of the financing. And get you a sporty low rate to match.

Apply Now

New and Used
Boat Loans

Get low rates and flexible financing for new and used boat loans. Just pick out the make and model of your next boat (new or used), and we’ll take care of the financing. And get you a sporty low rate to match.

Make a Splash with a New Boat!

When you choose Mountain America for your new or used Boat Loan, you’ll spend less time worrying about monthly payments and more time out on the water—showing off your excellent taste in watercraft and your keen eye for a great deal. After all, our loans do come with flexible terms and some of the lowest interest rates around.

The ship doesn’t stop there. Mountain America can also help with refinancing. That means a lower rate or lower monthly payment. Who doesn’t enjoy saving money!
 

Benefits of a Mountain America Boat Loan

Whether you need financing for a new boat, used boat, or want to refinance your current loan, you’ll get the following benefits and more at Mountain America: 
  • Low fixed rates
  • Terms up to 144 months for fixed loans
  • 20 year balloon payment option available
  • Flexible terms
  • No application fees
  • An extensive dealer network
  • Discounts with MyStyle Checking reward
  • Insurance available from multiple providers
  • And more
Don’t wait. Apply for your boat loan with Mountain America Credit Union today and set sail for summers of fun. Apply online by clicking the button below, by visiting your nearest branch, or by calling 1-800-748-4302.

APPLY NOW

Boat Loan Calculator for New or Used Watercraft

Use the Boat Loan calculator below to calculate monthly payments, total cost, and loan length for your new or used boat loan. You can also use the calculator to see how different interest rates, down payments, and loan lengths will affect your monthly payment and the total cost of your boat. 

Once you have determined the monthly payment and financing terms that fit your budget, apply for your boat loan today. You can apply at your nearest Mountain America branch, call 1-800-748-4302, or apply online by clicking the button below. 

APPLY NOW

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Go ahead, dive in!

Loans subject to credit approval.

See current rates and terms. The minimum payment for a loan with a 4.24% APR and 12-year term is $8.87 per $1,000 borrowed. See our Loan Calculator for specific examples.

Information and interactive calculators are made available to you as self-help tools for your independent use and are not intended to provide investment advice. We cannot and do not guarantee their applicability or accuracy in regard to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues. 

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