Mountain America's Privacy Policy

 

What does Mountain America Credit Union do with your personal information?


Why?
Financial companies chose how they share your personal information. Federal law gives consumers the right to limit some but not all sharing. Federal law also requires us to tell you how we collect, share, and protect your personal information. Please read this notice carefully to understand what we do.
 

What?
The types of personal information we collect and share depend on the product or service you have with us. The information can include:

  • Name, address, Social Security Number and income
  • Credit history and credit scores
  • Account balances and transaction history

When you are no longer our member, we will only continue to share your information as permitted or required by law as described in this notice.
 

How?
All financial companies need to share members' personal information to run their everyday business. In the section below, we list the reasons financial companies can share their members' personal information; the reasons Mountain America Credit Union chooses to share; and whether you can limit this sharing.

 
Reasons we can share your personal information Does Mounain America Credit Union Share Can you limit this sharing?
For our everyday business purposes - such as to process your transactions, maintain your account(s), respond to court orders and legal investigations, or report to credit bureaus Yes No
For our marketing purposes - to offer our products and services to you Yes No
For joint marketing with other financial companies Yes No
For our affiliates' everyday business purposes - information about your transactions and experiences Yes No
For our affiliates' everyday business purposes - information about your creditworthiness No We don't share
For our affiliates to market to you No We don't share
For nonaffiliates to market to you No We don't share
 

Questions?
Call 1-800-748-4302, go to www.macu.com, or write to us at Mountain America Credit Union, PO Box 9001, West Jordan, UT 84084.

 

Who we are

 

Who is providing this notice?
Mountain America Credit Union

 

What we do

 

How does Mountain America Credit Union protect my personal information?
To protect your personal information from unauthorized access and use, we use security measures that comply with federal law. These measures include computer safeguards and secured files and buildings.

Additionally, we restrict access to nonpublic personal information to our employees, employees of our affiliates and those who need information in order to provide products or services to you.

How does Mountain America Credit Union collect my personal information?
We collect your personal information, for example, when you

  • Open an account or deposit/withdraw money
  • Apply for any credit union service(s)
  • Pay your bills or apply for a loan
  • Use your credit or debit card(s)
  • Information from our website
  • Obtain a product or service from Mountain America Financial Services, LLC or Mountain America Insurance Services, LLC
  • We also collect personal information about you from others including credit bureaus and other companies
 

Affiliates
Companies related by common ownership or control. They can be financial and nonfinancial companies.

  • Mountain America Financial Services & Mountian America Insurance Services
 

Nonaffiliates
Companies not related by common ownership or control. They can be financial and nonfinancial companies.

  • Mountain America Credit Union does not share with non-affiliates so they can market to you
 

Joint Marketing
A formal agreement between nonaffiliated financial companies that together market financial products or services to you.

  • Our joint marketing partners include investment and financial service providers and insurance companies
 

Why can't I limit all sharing?
Federal law gives you the right to limit only

  • sharing for affiliates' everyday business purposes - information about your credit worthiness
  • affiliates from using your information to market to you
  • sharing for affiliates to market to you
 

State laws and individual companies may give you additional rights to limit sharing.
 

Mountain America Federal Credit Union does business as Mountain America Credit Union.