Checking Accounts
Managing your money isn't easy; a checking account can make it easier. And having the choice of a checking package to fit your lifestyle... that's even better.
Choose the Mountain America checking account that is right for you.
Free Checking
- No balance requirements
- No monthly or annual service fees
- Unlimited check-writing privileges
- Free Access to Online Branch,SM Online Bill Payer,SMCARLSM and Touch-Tone Teller telephone service
- Free eStatement access and WebChecks access
- Free access to surcharge-free CO-OP Network ® ATMs
- Visa® Debit Card*
Convenience Checking
- Free with $500 average daily checking balance or use of Direct Deposit**
- Pays competitive dividends on daily balances of $1,000 or more in checking
- Eligible for Advantage and Advantage Plus discounts when minimum deposit or loan balance requirements are met
- Includes all benefits of Free Checking
Advantage Benefits
- Simply maintain a combined deposit balance of $5,000 or more, or a combined loan balance of $50,000 or more (Mortgage Loans longer than 10 years, Home Equity Credit Lines and Business loans are not eligible for Advantage benefits)
- .25% discount on Auto & RV loans
- 10% discount on home loan origination fees
- Free Cashiers Checks
Advantage Plus Benefits
- Reserved for members maintaining combined deposits of $10,000 or more, or a combined loan balance of $100,00 or more (Mortgage Loans longer than 10 years, Home Equity Credit Lines and Business loans are not eligible for Advantage Plus benefits)
- Free Traveler's and Official Checks
- Family Extension Benefits
- .50% discount on many consumer loans
- 20% discount on home loan origination fees
Money Market
- Free with $2,500 average daily checking balance
- Pays tiered dividends based on average daily checking balance
Business Checking
For information on the different types of business checking accounts we offer,
click here.
*Subject to credit approval.
** Convenience Checking fee of $10.00 if deposit requirements are not met
