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Retirement Planning

Planning for retirement isn't as simple as it once was. Fewer employers are offering comprehensive pension plans and, with improvements in healthcare, people are simply living longer. This is why forming a sound retirement strategy is so important. You want to be sure you'll have enough income to last anywhere from 20 to 40 years.

Whether your retirement is just around the corner or decades away, Mountain America Credit Union can help you easily construct a solid plan so you can retire comfortably.

Individual Retirement Arrangements

Get better growth potential plus tax advantages with a Mountain America Individual Retirement Arrangement (IRA). Both our Traditional and Roth IRAs make saving for a comfortable retirement easy.

• Long-term savings
• Reduce your tax liability
• Two popular options—Traditional and Roth
  • Find out which one is right for you
• Insured separately up to $250,000 by NCUA

Open your IRA at your nearest branch or call 1-800-748-4302.

Term Deposits

Maximize your savings with Mountain America's Term Deposits. These high-rate accounts are our version of a Certificate of Deposit (CD) and are ideal for long-term planning.

• Pays higher dividends than other savings vehicles
• Terms from 6 months to 5 years
• Competitive rates
• $500 minimum deposit
• NCUA insured up to $250,000

Open your Term Deposit inside Online Branch, at your nearest branch or call 1-800-748-4302.

Money Market Accounts

Grow your money without locking it up for an extended period of time. With Mountain America's Money Market Accounts, you get the additional earnings of a CD with the flexibility of a basic savings account.

• Unlimited access to your funds
• Competitive rates paid monthly
• Higher dividends paid on higher balances
• No fees
• Minimum balance of only $2,500
• NCUA insured up to $250,000

Open your Money Market Account inside Online Branch, at your nearest branch or call 1-800-748-4302.

Money Market Checking

Make the most of checking during retirement. If you typically carry a high balance, a Money Market Checking Account from Mountain America Credit Union can help you grow your money faster.

• Tiered dividends based on average daily balance
• Unlimited transactions
• Free Bill Payer, eStatements, WebChecks and eNotices
• Access to more than 25,000 surcharge-free CO-OP Network ATMs nationwide
• Service fees waived if average daily balance is $2,500 or more

Open your Money Marketing Checking Account at your nearest branch or call 1-800-748-4302.